Terms of Use

1. Acceptance of Terms

By accessing and using the Equatorial Asset Partners website ("the Site"), you accept and agree to be bound by these Terms of Use, our Privacy Policy, and any other policies or guidelines posted on the Site. If you do not agree to these terms, please do not use the Site.

2. Educational Nature of Content

The content provided on this Site and in our webinars is for general educational and informational purposes only. It is not intended to constitute:

• Financial advice
• Investment recommendations
• Legal advice
• Tax advice
• Any other professional advice

The information provided does not take into account your specific circumstances, objectives, or needs. Before making any financial decisions, you should consult with qualified professionals who can provide advice tailored to your individual situation.

3. Modifications to Terms

Equatorial Asset Partners reserves the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting on the Site. Your continued use of the Site after any changes indicates your acceptance of the modified terms. We encourage you to review these Terms periodically.

4. Use of the Site

4.1 Permitted Use

You may use the Site for lawful purposes and in accordance with these Terms. You agree to use the Site only for its intended purpose of accessing educational information about financial planning for young families.

4.2 Prohibited Activities

You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Engage in any data mining, data harvesting, data extracting, or any other similar activity in relation to the Site
• Use the Site to transmit or facilitate the transmission of unsolicited commercial communications ("spam")
• Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Site
• Use any robot, spider, or other automatic device or process to access the Site for any purpose
• Take any action that imposes an unreasonable or disproportionately large load on our infrastructure
• Upload or transmit viruses, malware, or other types of malicious software

5. Intellectual Property Rights

5.1 Ownership

The Site and its entire contents, features, and functionality (including but not limited to all information, text, images, graphics, videos, logos, and icons) are owned by Equatorial Asset Partners or its licensors and are protected by Kenyan and international copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes in accordance with these Terms. This license does not include:

• Any resale or commercial use of the Site or its contents
• Any collection and use of product listings, descriptions, or prices
• Any derivative use of the Site or its contents
• Any downloading or copying of account information for the benefit of another merchant
• Any use of data mining, robots, or similar data gathering and extraction tools

6. User Submissions

When you submit information through forms on our Site:

• You retain ownership rights to your submissions
• You grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, and distribute your submission in connection with our services
• You represent and warrant that your submissions do not violate any third-party rights and comply with these Terms

7. Links to Third-Party Websites

The Site may contain links to third-party websites that are not owned or controlled by Equatorial Asset Partners. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Equatorial Asset Partners shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites.

8. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance
• Warranties regarding the security, reliability, timeliness, and performance of the Site
• Warranties that the Site will meet your requirements or be error-free
• Warranties that any errors in the Site will be corrected

9. Limitation of Liability

To the maximum extent permitted by law, Equatorial Asset Partners and its directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims exceed the amount paid by you, if any, for accessing the Site or participating in our webinars.

10. Indemnification

You agree to defend, indemnify, and hold harmless Equatorial Asset Partners and its directors, officers, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the Site
• Your violation of any term of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your submission caused damage to a third party

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Kenya, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Nairobi, Kenya for the resolution of any disputes arising out of or relating to these Terms or your use of the Site.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

13. Termination

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease.

14. Contact Information

If you have any questions about these Terms, please contact us at:

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and Equatorial Asset Partners concerning the Site and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and Equatorial Asset Partners regarding the Site.